Certificates of Deposit and IRA Account Rates
| Account Type |
APR* |
APY** |
|
| 6 Month (pay at maturity) |
0.50% |
0.50% |
| 6 Month CD |
0.50% |
0.50% |
| 11 Month Premium CD (Minimum opening deposit of $1,000) |
0.75% |
0.75% |
| 12 Month CD |
1.00% |
1.01% |
| 14 Month CD |
1.00% |
1.01% |
| 16 Month CD |
1.25% |
1.26% |
| 18 Month CD |
1.25% |
1.26% |
| 19 Month CD |
1.25% |
1.26% |
| 22 Month CD (Minimum opening deposit of $1,000) |
1.50% |
1.51% |
| 24 Month CD |
1.50% |
1.51% |
| 30 Month CD |
1.50% |
1.51% |
| 36 Month CD |
1.75% |
1.76% |
| 48 Month CD |
2.00% |
2.02% |
| 60 Month (no option) |
2.50% |
2.52% |
| 60 Month (8 day out) |
0.75% |
0.75% |
| 12 Month Variable Rate IRA (rate 2% below Wall Street Prime) |
2.00% |
2.02% |
| 18 Month Variable Rate IRA Not Offered at this time |
1.25% |
1.26% |
Substantial Penalty for early withdrawal.
Minimum Initial Deposit $1,000.00 for terms less than one year unless otherwise indicated.
Minimum Initial Deposit $100.00 for terms one year or greater unless otherwise indicated. |
Checking
| Account Type |
APR* |
APY** |
|
| Money Market (balance $0.00 - $999.99) |
0.00% |
0.00% |
| Money Market (Balance $1,000.00 - $4,999.99) |
0.25% |
0.25% |
| Money Market (Balance $5,000.00 - $24,999.99) |
0.50% |
0.50% |
| Money Market (Balance $25,000.00 - $49,999.99) |
0.75% |
0.75% |
| Money Market (Balance $50,000.00 and up) |
0.75% |
0.75% |
| Performance Checking (Balance $0.01 to $9,999.99) |
0.15% |
0.15% |
| Performance Checking (Balance $10,000.00 to $49,999.99) |
0.25% |
0.25% |
| Performance Checking (Balance $50,000.00 to $499,999.99) |
0.50% |
0.50% |
| Performance Checking (Balance $500,000.00 to $999,999.98) |
0.50% |
0.50% |
| Performance Checking (Balance $999,99.98 and up) |
0.75% |
0.75% |
Minimum Initial Deposit of $1,000.00.
Performance Checking Promotional |
Savings
| Account Type |
APR* |
APY** |
|
| Regular Savings (Balance $0.00 - $49.999.99) |
0.15% |
0.15% |
| Regular Savings (Balance $50,000.00 and up) |
0.25% |
0.25% |
Minimum Initial Deposit of $100.00. |
Loans
| Account Type |
APR* |
APY** |
|
| Home Equity Line |
5.155% |
NA% |
Fixed Rate Mortgage, 30-year
(Based on home purchase with $125,000 loan and 80% or less loan-to-value.) |
4.530% |
NA% |
Fixed Rate Mortgage, 15-year
(Based on home purchase with $125,000 loan and 80% or less loan-to-value.) |
4.075% |
NA% |
Commercial Variable Prime Adjusted Mortgage, 15-year term
Index: Prime, Margin: +1.75%
(Based on $250,000 loan with 80% loan-to-value. Excludes residential investment properties, development loans, and construction loans.) |
6.710% |
NA% |
Commercial 1-Year Adjustable Rate Mortgage, 15-year term
Index: Prime, Margin: +2.00%
(Based on $250,000 loan with 80% loan-to-value. Excludes residential investment properties, development loans, and construction loans.) |
6.962% |
NA% |
| Commercial 15-Year Fixed Rate Mortgage, (Based on $250,000 loan at 80% loan to value) |
8.445% |
NA% |
| New Auto Loans (Based on $25,000 loan with 60-month term) |
8.100% |
NA% |
|
*Annual Percentage Rate
**Annual Percentage Yield
Rates are subject to change.
Only Local Deposits Accepted.
Fees may reduce the earnings on deposit accounts.
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