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Business Banking

Small Business Checking Account

  • This account allows 25 deposits and 125 debits per statement cycle at no charge.
  • There is no monthly fee if you maintain $2,500.00 or more every day of the statement cycle.
  • Free Internet Banking and Bill Pay
  • Free Business Debit Cards
  • Free E-Statements

Commercial Checking Account

  • Low monthly service charges based on your volume and available balance.
  • Free Internet Banking and Bill Pay
  • Free Business Debit Cards
  • Free E-Statements

Commercial Mortgage
Our commercial mortgage programs are designed to fit your business plan and enhance your cash flow. Our products range from low monthly adjustable rates to long-tem fixed rate mortgages. These products are available for your business property or for commercial investment properties. We always have extremely competitive rates. We can lend up to 75% of the property value, as well. Terms are usually up to 180 months.

Commercial Loans
We have a loan to fit most business purposes. A few of our products include vehicle and equipment loans, asset based lending (accounts receivable and inventory financing), and letters of credit. Rate are based on prime plus. Terms are based on the type of security, and range up to 60 months.

Commercial Lines of Credit
We try very hard to make our business lines of credit flexible and to work in the best interest of your business’ cash flow. Lines may be unsecured or secured by business assets or real estate. Rates are form prime to prime plus, based on security and credit worthiness. Terms are usually up to 12 months, renewable annually.

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