Logon to:
Select An Account Personal Business

CDs and IRAs

Certificates of Deposit (CDs)

With a Certificate of Deposit (CD) at First Financial Bank, you can lock in a fixed rate of return on your investment.  With a set maturity date, CDs are an excellent way to save for your long-term goals.  We provide flexibility with our CDS, while maintaining the security of knowing your investment is guaranteed through FDIC insurance.

  • We offer 6, 11, 12, 14, 16, 18, 19, 22, 24, 30, 36, 48, and 60 month Certificates of Deposit.
  • You must deposit $1,000.00 or more to open Certificates with terms of 6, 11, 16, and 22 months.
  • You must deposit $100.00 or more to open Certificates with terms of 12, 14, 18, 19, 24, 30, 36, 48, and 60 months.
  • Interest can be compounded, transferred to a savings or checking account quarterly, paid by check quarterly, transferred to a savings or checking account monthly, or paid by check monthly.
  • Interest begins to accrue on the business day you deposit noncash items (for example, checks).
  • We will impose a penalty if you withdraw any of the principal before the maturity date.  For maturities of 1 year of less, the fee we may impose will equal 3 months interest on the amount withdrawn subject to penalty.  For maturities of more than 1 year, the fee we may impose will equal 6 months interest on the amount withdrawn subject to penalty.
  • These accounts will automatically renew at maturity.  You will have 10 days after the maturity date to withdraw funds without penalty.

Individual Retirement Accounts (IRAs)

Want to start planning for your retirement?  With an Individual Retirement Account (IRA) from First Financial Bank, you can get started today!  Through an IRA, you can take advantage of tax benefits and incentives to ensure you are prepared for retirement.

  • We offer variable rate Traditional and Roth IRAs with a term of 12 months.
  • You must deposit $100.00 or more to open an IRA account.
  • Interest will be credited to your account every three months.
  • Interest will be compounded every three months.  We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.
  • Interest begins to accrue on the business day you deposit noncash items (for example, checks).
  • You may make deposits to your account.
  • These accounts will automatically renew at maturity.  You will have 10 days after the maturity date to withdraw funds without penalty.