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Personal Checking

First Financial Bank provides a broad range of Checking account products to meet your needs.  To obtain more information, or open an account, please visit one of our convenient locations.

Performance Checking

Our Performance Checking account pays you interest at a rate competitive with most Money Market Accounts, while having the advantages of a traditional checking account.  Our tiered rate structure allows you to earn more as your balance increases.  You receive the first order of any style checks free, unlimited check writing privileges with no per check charge, and no monthly service charge if you maintain a balance of $1,500 or more*.  Also, you receive:

* $10.00 monthly service charge applies to balances below $1,500.00.
** Fees may apply.  Contact a customer service representative for further information about applicable fees and terms.

Beyond Free Checking

Our Beyond Free Checking account* provides you with an account that has no monthly service charges, no minimum balance requirement, unlimited check writing, and check safekeeping!!!  You also get Internet Banking with Bill Payment Service FREE!!!  Also, you receive:

  • Free standard checks (limited to 1 box per year)
  • Free e-Statements
  • Free Visa Check Card
  • Free Direct Deposit
  • Ask about Overdraft Privilege** 
  • Access to services powered by PopMoney ®**
* You must deposit $100.00 or more to open this account.
** Fees may apply.  Contact a customer service representative for further information about applicable fees and terms.

Mega Money Market

Deposit $1,000.00 or more in our Mega Money Market account* and earn an attractive rate of interest**.  Transfers from a Money Market Deposit account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per statement cycle and no more than six by check, draft, or similar order to third parties. 

* A minimum balance service charge fee of $9.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.
** Interest will be credited to your account monthly.  Your interest rate and annual percentage yield may change at any time.

Checking Account Services

Internet Banking with Bill Payment Service

Access your First Financial Bank checking account from any personal computer or device with an Internet connection.  Check balances, get transaction histories, pay bills, transfer funds, and more.  Open any First Financial Bank checking account and get Bill Payment FREE!!!

Person-to-Person Payment

First Financial Bank’s Person-to-Person Payment powered by PopMoney ® allows customers to send money to friends and family via email or text through the First Financial Bank Mobile Banking App or Bill Payment for a small fee.

When you need to send or receive money, simply log into the First Financial Bank Online Banking or Mobile Banking App, and use First Financial Bank’s Person-to-Person Payment starting at $0.75 per standard transaction or $1.50 per Next Day transaction. All you need is an email address or mobile phone number to send money. First Financial Bank’s Person-to-Person Payment for Mobile can also gather information from your contacts on your mobile device.

First Financial Bank’s Person-to-Person Payment brings even greater convenience and ease directly to you for banking on the go.